Karis Capital

Karis Capital operates as a specialist firm in real estate finance and insurance advisory services within the United Kingdom. The company provides debt and insurance advisory services to both investors and developers, catering to various levels of experience. Its service offerings encompass development funding, property insurance, investment finance, latent defects cover, short-term lending, contractors all risks, commercial mortgages, and high-net-worth mortgages. The firm positions itself as an offsite financial director and insurance advisor, aiming to provide comprehensive support for clients' property finance and protection requirements.

The firm coordinates all professional parties, both internal and external, to facilitate transactions. Karis Capital conducts thorough and ongoing reviews of clients' debt structures and insurance coverage. The company aims to deliver creative solutions and provides clients with access to a network of professionals. The firm emphasizes transparency in its dealings and aims to provide advice.

Karis Capital was established in 2023. The firm is led by its co-founders, Nicholas Christofi, Demetrios Antoniou, and Solomon Tzouvanni. Nicholas Christofi, CEO and Co-founder, possesses over 15 years of experience in property finance as a real estate debt advisor, specializing in structured finance. His background includes personal development and portfolio investments, and his client base features family offices, high-profile portfolio investors, regional and SME housebuilders, and private equity houses. Demetrios Antoniou, Chairman, brings over 20 years of real estate experience, having worked in corporate finance and property acquisitions, and previously led a social housing management firm. Solomon Tzouvanni, Co-founder and Director of Karis Insurance, has over two decades of experience in the UK Insurance Sector, with expertise in arranging insurance for large real estate investors and complex developments.

Karis Capital demonstrates experience in the Purpose-Built Student Accommodation (PBSA) sector. The firm structured and delivered a £40.1 million restructuring facility for a PBSA scheme in South London. This project involved the transformation of a residential block into 219 student apartments, with the company providing "lifecycle lending" from early-stage refinancing through to long-term debt. Karis Capital has supported a major PBSA developer client with a projected pipeline of 3,000 student homes over a five-year period. The company also brokered a £25.25 million loan for a PBSA development in Leeds, which included 183 student apartments. Additionally, the firm facilitated a £12 million loan to refinance a PBSA portfolio located in North London. Karis Capital includes PBSA among the development classes in which it specializes.

The firm operates across the real estate sector, handling a range of finance requirements. In its first year of operation, Karis Capital closed over £600 million worth of deals. The company's approach involves assisting clients with various funding challenges, regardless of complexity or size. Karis Capital is authorized and regulated by the Financial Conduct Authority.