Puma Property Finance

Puma Property Finance was established over a decade ago to provide flexible lending solutions to property developers and investors. The firm operates as part of the Puma Capital Group, an investment group specialising in alternative asset management. Since its inception, the company has surpassed £3 billion in the total value of developments funded across the United Kingdom, across a range of sectors. Puma Property Finance maintains offices in London, Manchester, and Edinburgh, supporting its UK-wide lending activities.

The company offers first-charge development loans, typically ranging from £10 million to £100 million, with the capacity to fund larger projects by exception. These loans are available for up to 36 months, and the firm also provides stabilisation loans for similar durations, considering both "to-sell" strategies and operational real estate that requires time to mature. Puma Property Finance supports a diverse range of residential and commercial developments across the UK. Its core sectors within the living space include residential properties for sale and rent, care homes, retirement and supported housing, student accommodation, and hotels. Commercial experience extends to offices, industrial and distribution facilities, and life sciences.

A primary focus for Puma Property Finance is the quality of service provided to its clients, operating as a relationship-based business. Over half of its lending is directed to repeat borrowers, which the company cites as an indicator of its collaborative and proactive working approach. The firm is committed to various environmental, social, and governance (ESG) principles, which guide its operations and investment decisions. Its Impact Lending Framework is designed to deliver sustainable and social impact lending, supported by an innovative partnership with UCL to promote further research in this field. Additionally, the company demonstrates a commitment to Diversity, Equity, and Inclusion, reflected in its team composition and external partnerships, such as a leading role in Property Week's Inspiring Diversity in Property campaign.

Purpose-Built Student Accommodation (PBSA) represents a significant area of activity for Puma Property Finance. The firm has a strong track record in the PBSA sector, having delivered over 3,000 student beds to date. The company actively finances student accommodation projects across the UK, recognising the demand for high-quality student housing. Recent examples of its involvement include a £52 million refinance and development loan facility for a 267-bed PBSA scheme in Edinburgh city centre for Vita Group, targeting completion for the September 2026 academic year. This project marks the second partnership with Vita Group, following a £24 million loan for a 269-bed PBSA development in Belfast in September 2022. The firm also provided an £11 million loan for the second phase of a PBSA project in Dundee, adding 98 beds to an existing development, and completed loan facilities totalling £25 million for two PBSA developments in Colchester and Leicester. These developments, comprising 383 beds, were scheduled to open for the 2020/21 academic year.

Puma Property Finance Limited is a private limited company registered in England and Wales under Company number 11685426, with its registered office address at Cassini House, 57 St James Street, London SW1A 1LD. The company supports clients, including Heritage Square Limited, Oasis Lending LLP, and PRESC LendCo I S.à.r.l., in the origination, execution, and monitoring of unregulated loans. Puma Property Finance is not authorised or regulated by the Financial Conduct Authority (FCA), and its property finance activities do not constitute regulated investment business. Consequently, clients of Puma Property Finance are not afforded the protections available under the rules of the FCA and are not eligible for compensation under those rules.