Firma Partners

Firma Partners provides specialised flexible capital to property developers and investors, aiming to unlock value through best-in-class real estate development. The firm focuses on financing mid-to-large-scale developments across the living sector, offering bridging, acquisition, development, and stabilisation loans across the United Kingdom. Firma Partners strategically provides loans in areas that demonstrate strong market fundamentals in terms of price, supply, and demand. The company's approach involves transforming the landscape of real estate finance by integrating deep market expertise with forward-thinking financial solutions. This includes offering a whole loan solution, enabling developers and investors to access tailored funding structures that align with their specific project requirements.

The management team at Firma Partners has originated and serviced over £3.5 billion in real estate loans over the last ten years, demonstrating extensive experience and expertise across the UK living sector. This collective strength, coupled with extensive industry relationships and a hands-on approach, enables the firm to deliver innovative financing solutions that bring complex projects to fruition. The team possesses over 120 years of combined industry experience, with a proven track record in structuring, originating, and managing complex real estate loans. This deep understanding of real estate allows Firma Partners to anticipate challenges and structure deals that create value and drive success for its partners.

Firma Partners operates as a principal lender, which means that all decisions are made in-house, facilitating quick and efficient action. The company employs a relationship-centred approach, treating borrowers as partners and providing the capital needed to bring complex projects to life. Firma Partners recognises that each project is unique, adopting a bespoke approach to financing. This ensures that every loan is tailored to align with the specific goals, challenges, and timelines of each development. The firm prides itself on its ability to act quickly and decisively, providing swift approvals and execution to help clients secure opportunities without unnecessary delays.

The firm offers a comprehensive range of property finance solutions designed to address multiple facets of unique real estate ventures. These solutions include development loans and bridge financing for various project types. Development finance from Firma Partners supports every stage of a property project, from acquisition to completion, aiming to ensure successful execution and optimal returns. Shorter-term finance is also available for purposes such as site purchases, first-stage development finance, stabilisation, and development exit loans. The company's financing covers multiple aspects of the development cycle, ensuring that borrowers have access to the required capital from site acquisition through to final stabilisation.

Firma Partners' expertise extends across a diverse range of real estate sectors, including a significant focus on purpose-built student accommodation (PBSA). The firm provides funding for Build-to-Rent (BTR) and PBSA, supporting high-quality, high-demand rental housing. Beyond student accommodation, the company also facilitates innovative housing solutions for co-living and later living projects. Firma Partners supports large-scale urban regeneration and new-build schemes within residential and mixed-use developments. The firm's portfolio also includes funding for high-quality hospitality assets, such as hotels, in key markets, and financing for high-quality workspaces that meet evolving occupier needs and sustainability standards.